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The GoUrban.net™ Prepaid MasterCard is issued by Palm Desert National Bank pursuant to a license by MasterCard International Incorporated. Allow Card of America is a Member Service Provider of Palm Desert National Bank. Palm Desert National Bank is a member of the Federal Deposit Insurance Corporation (“FDIC”) and all cardholder funds are insured by the FDIC in accordance with the FDIC’s applicable terms and conditions. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.